Terms, Privacy & Architecture

1. Privacy & Data Integrity

Blackline Capital Group utilizes 256-bit SSL/TLS encryption and Multi-Factor Authentication. We do not sell or trade non-public personal information (NPI). In accordance with the Gramm-Leach-Bliley Act, your financial data is used strictly for credit restoration purposes.

2. Fee Structure & Transparency

Our fees are strictly performance-based for work completed:

• Forensic Audit Fee ($199): Earned upon completion of the initial report and strategy mapping.
• Monthly Service Fee ($149): Billed for work performed during the previous 30-day cycle.
• Refunds: Clients are entitled to a full refund of any fee where the promised work was not initiated within a standard billing cycle.

3. Federal Rights & Cancellation

Under the Credit Repair Organizations Act (CROA), you have the right to cancel this contract without penalty within three (3) business days of signing. Beyond this, you may terminate at any time via your Secure Portal.

4. Automated Forensic Analysis

We utilize automated analysis to identify report inaccuracies; however, all disputes are Human-Reviewed. Users have the right to request a manual strategy review at any time.

5. Accessibility & Communication

We adhere to WCAG 2.1 digital accessibility standards. By providing your contact information, you consent to receive institutional updates via SMS/Email (Reply “STOP” to opt-out).